Expense Tracker · Legal

Privacy Policy

Last updated 15 October 2026

App: Expense Tracker, a personal finance app for recording income and expenses, setting budget goals, viewing analytics and managing borrowed and lent money.

Provided by: Xerxes Limited, a company registered in Ireland under number 681600, with its registered office at 77 Camden Street Lower, Dublin 2, D02 XE80.

Contact: mail@xerxes.ie

1. Introduction

Welcome to Expense Tracker (the “App”). This Privacy Policy explains how information is collected, used, stored, and protected when you use the App.

Expense Tracker helps users record income and expenses, set budget goals, view financial analytics, review transaction history, and manage borrowed and lent money. The App offers Guest Mode and signed-in access. Information handling may differ by access mode.

2. Information We Process

Information you enter: Depending on the features you use, the App may process income and expense amounts, categories, dates, notes, budget goals, transaction history, analytics, and borrowing/lending details such as amounts, dates, repayment status, descriptions, and names you choose to enter.

Authentication information: If you sign in using Firebase Authentication or Google Sign-In, the App may process information such as your Firebase user identifier, email address, and display name, depending on the provider and configuration.

Technical information: Firebase and other configured services may process technical information needed to provide, secure, and troubleshoot their services. Review the relevant provider policies for details.

3. Guest Mode

You can use the App without signing in. In Guest Mode, financial records are stored locally on your device and are not intentionally uploaded to the Firebase cloud database through the guest-mode storage feature.

Guest records may be lost if you uninstall the App, clear its storage, reset your device, or otherwise remove local data. Guest records do not automatically synchronize across devices or transfer to a signed-in account unless such functionality is implemented and used.

4. Signed-In Mode and Cloud Storage

If you sign in, account-associated information may be stored in Firebase or other configured backend services. If Firebase Cloud Firestore is used, records may be transmitted to and stored on Google's Firebase infrastructure.

The exact information stored in the cloud depends on the App's implementation. Signing in does not necessarily upload or merge existing guest-mode records.

5. How Information Is Used

To record and manage income, expenses, budgets, transactions, and borrowing/lending records.
To calculate balances, budget progress, and daily, weekly, or monthly analytics.
To authenticate users and associate records with signed-in accounts where supported.
To provide enabled reminders, troubleshoot issues, maintain security, and improve the App.

6. Third-Party Services

The App may use Firebase Authentication, Google Sign-In, and Firebase Cloud Firestore, depending on its configuration. These providers process information under their own terms and privacy practices.

Google Privacy Policy: https://policies.google.com/privacy

Firebase Privacy and Security: https://firebase.google.com/support/privacy

7. Sharing and Disclosure

We do not sell or rent your personal or financial information. Information may be processed by service providers needed to operate enabled features, or disclosed when required by law or reasonably necessary to protect users, the App, or its services. We do not intentionally share your financial records with other users.

8. Data Security

Reasonable measures may be used to protect information, including device storage protections, Firebase security controls, and encrypted connections provided by relevant services. No electronic storage or transmission method is completely secure, and absolute security cannot be guaranteed. Keep your device and account secure.

9. Data Retention and Deletion

Guest Mode: Records remain on your device until deleted, local storage is cleared, the App is uninstalled, or the data is otherwise removed.

Signed-In Mode: Account-associated records may remain in cloud storage until deleted through the App or backend, or following a deletion request, subject to applicable law and legitimate retention needs. Uninstalling the App does not necessarily delete cloud records.

If account deletion is not available in the App, contact the developer (see section 14) to ask about account and associated data deletion.

10. Notifications

If enabled, the App may send budget alerts, spending reminders, or summaries. Notifications depend on device permissions and the App's configuration. You can manage permissions through your device settings where supported.

11. Children's Privacy

The App is not knowingly designed to collect personal information from children in violation of applicable law. Contact us if you believe a child has provided information inappropriately.

12. Your Choices

Use Guest Mode without creating an account.
Review, edit, or delete records where the App supports these actions.
Manage sign-in sessions and notification permissions where available.
Contact the developer to ask about deletion of account-associated cloud data.

13. Changes to This Policy

We may update this Privacy Policy when the App, its data practices, or applicable legal requirements change. The revised version will display an updated “Last Updated” date.

14. Contact Us

App Name: Expense Tracker

Developer Name: Xerxes Limited

Support Email: mail@xerxes.ie